If you are self-employed, we can provide accurate advice and guidance to put you in the best position possible in the eyes of mortgage lenders, so that you can obtain a mortgage accounts certificate.
Most banks and mortgage lenders require at least two years of accounting records before even considering lending and therefore it is imperative that you have a set of organised, up-to-date and professionally produced accounts which show your income to be either stable or rising.
Many lenders will only accept an accountant’s certification if they possess the correct qualifications.
As chartered certified accountants, our mortgage accounts certificates are accepted by all lenders, giving our clients the best chance of obtaining a mortgage.
We understand that if you’re applying for a mortgage, you want to get the whole matter sorted as quickly as possible, which is why we compile all the information your lender needs quickly and efficiently.
We’re careful not to drag the process out any longer than necessary, but we also take great care to ensure we always produce a professionally prepared mortgage accounts certificate. This reduces the chances of any questions being asked about the accuracy, quality and reliability of the certificate
Features & Benefits of our Mortgage Accounts Certificate Service
By using our service, we can guarantee the following:
Quick and efficient service
Certificate produced by a Chartered Certified Accountant
Professional advice and recommendations
This can be a one-off service, we don’t need to be your accountant in order to submit your return
How We Work
In order for us to supply you with an accounts certificate, we’ll first need to meet with you and ascertain certain information. We’ll guide you every step of the way and do everything we can to help you obtain your mortgage.
Louise Tiller, a Bookkeeper here at Aston Shaw explains how you can still benefit from having a Bookkeeper even if you already have an Accountant. In short, the answer is YES! Your Accountant finalises your accounts on a quarterly and yearly basis while your bookkeeper analyses your data on a weekly or monthly basis, communicating […]